In the metropolitan DC area, SAI offers three options for health insurance, each with individual costs and benefits.  Our service provider is CareFirst Blue Cross / Blue Shield, and the available plans are HSA/PPO, HMO, and Opt Out.  Outlying locations are only offered the HSA/PPO plan.    

SAI offers dental insurance through CareFirst. 

SAI provides all employees with company paid life and accidental death/dismemberment coverage.  The life insurance is two times your annual salary to a maximum amount of $300,000.  

Beginning the 14th day after an accident or illness, you will be eligible for short term disability insurance which pays up to 60% of your weekly pay for up to 11 weeks after the start of the benefit.  This benefit is paid by SAI.

After 90 consecutive days of total disability, employees are eligible for 60% of pay (tax-free) during the period of total disability.  Long-term disability insurance costs six-tenths (.006) of one percent of the employee’s salary and is a voluntary, employee paid program so that this benefit can be paid tax-free.  

Employees are automatically enrolled in the SAI 401k/Profit Sharing program at 4% of their salary on the first day of the month after 30 days of employment.  Employees are always free to participate at either a higher or lower level, or to opt out of the program completely.  Annually, SAI makes a profit-sharing contribution decision.  SAI has matched employee contributions at 100% (up to the 4% of employee salary contribution level) for the past 3 years.  

SAI observes all 10 federal holidays. 

Initially, employees receive 5 hours of paid time off (PTO) each pay period for a total of 120 hours (3 weeks total) PTO annually.  As your time with the company increases, so does your PTO benefit.   

SAI offers employees Metro SmartBenefits, which allow employees to utilize pre-tax dollars for public transportation expenses.